Quentin Glover

Insight 9: Interest Rates – a plan for how to get back in control

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For some borrowers, its interest rate war out there. So we felt it timely to provide our top 5 tips to help you get back in control. Number 1: Kill the piranha’s to get more cashflow. Piranhas are a small fish known for their aggressive nature. Individual bites don’t matter, but when Piranha’s hunt in…

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Insight 8: A sheep helps us to power on and up

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Its 1998 and I’m a young banker working in the King Country looking after farmers – prices are poor and it’s a farming recession. I call into see Mike who’s been reading the Economist magazine and provides me with his thoughts on state of the world. Mike had modest borrowing and his results were okay.…

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Insight 7: Important learnings from our greatest Olympian for the year ahead

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Ian Fergusson is our greatest Olympian having won 6 gold medals. Many years ago, I heard an interview with him. It went like this… I was a young Kayaker, pushing hard and unexpectedly qualified in the final of a world champ race. All the guns were there including the top Kayakers from Europe. I started…

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Insight 6: Good things to notice

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Good things to notice; Dow Jones up 1 % overnight. US Fed – massive amounts of cash for NZ and 8 other countries. Interest rates heading low – will we get below 3%? Fonterra profit $501m for first 6 months – up from $72m & Forecast Dairy payout solid at $7.00 to $7.60. Importantly, China…

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Insight 5: 8 financial steps to make you as strong as possible

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If you are financially affected by Coronovirus, here are 8 immediate things you can do that will make you stronger; Perspective; Our economy is hitched to China. China’s first known death occurred on January 11th but they are now coming back on stream. It’s reasonable to assume that the virus will have a a V impact…

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Insight #4: NZ’s Best businessman – some advice on what to do.

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At Profinance, through what we do, we live and breath helping our customers to grow and be better. A few months ago, we found this video of NZ’s best businessman, Graeme Hart. Graeme’s answers the question – what are my wisdom’s that I would like you to know. https://www.youtube.com/watch?v=9y0DvkS3FVs I hope you find time to…

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Insight #3: Our head, our heart and money – what you need to know credit cards

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Have you noticed credit card advertisements on television? – sign up to the new deal, with 0% interest for a period of time and you’ll get into their rewards scheme. If you follow the marketing further, we’ll never get charged as long as we pay off our the balance each month. Why would banks and…

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Profinance Insight #2

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As business owners, we want to attract and retain staff. One of the ways that we can do that is through taking an interest in our staff and using our wisdom and experience to help them. Insight # 2 shows, how through staff and employer Kiwisaver contributions staff can easily create meaningful 7 figure wealth…

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How interest rates you may not know about could be holding back the Waikato economy. Cambridge Chamber of Commerce Autumn 2019

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With economic commentators forecasting that by 2025, 50% of all NZ’s GDP will come out of the Golden Triangle, the future is looking bright for Waikato business growth.  Access to capital is key to enabling growth, but with “stress tested” business interest rates rising in the first quarter this year, securing finance to realise the…

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