Frequently Asked Questions
Arranging finance can be an increasingly labour-intensive activity, what with sorting through the options and then suffering through seemingly endless admin and red tape. Profinance works with NZ Business Owners, taking the stress out of arranging finance, business loans, and mortgages for them. Our tailored solutions also take care of your business and personal requirements.
Talk to us if you own a business or even if you are salaried staff or employees.
Simple, we simplify everything. Profinance makes the process of arranging your banking and finance easier and achieves better outcomes than others in the market because our extensive knowledge and experience tells us which doors to knock on and what needs to happen to open them – to you.
In a word – choice. Your bank or finance company can only provide you with one solution and the solutions they offer are not personalised, they are designed to service the wider market and on their own terms.
Profinance is able to work with you, understand your priorities, and then put in place the best possible package that meets those needs. You are an individual and both you and your financial requirements should be treated as such. That’s our view and that’s the way we work.
Firstly, we like to feel invested in your success. Seeing you achieve your goals is a driving motivator for us so we like to meet face to face. We tend to operate informally and to guide discussions we generally follow a proven 5 step process which helps us focus on your goals, your current situation, cashflow, security and the best options for you.
Funding for business owners is more complicated than standard residential lending. In depth analysis of the business is often required and there may be several entities to consider. Therefore, we often charge a service fee payable by invoice at settlement which we discuss with you at our initial meeting.
Profinance is accredited to work with all the large and smaller trading banks and finance companies which means we can offer more choice and zero-in on the very best solution for your set of circumstances.